Your First Choice in Buy Here Pay Here Used Cars in Mesa and Glendale, AZ

Are you ready to upgrade your ride and get in a car that you really enjoy driving? Great! Stop by Rocky's Auto Credit in Mesa or Glendale, AZ today or simply fill out our online form below to start your credit application. We can get you pre-approved for an auto loan in just a few minutes. It doesn't matter if you little to no credit, our finance department can get you pre-approved with as little as $299 down.

At Rocky's Auto Credit we are a “Buy Here Pay Here” no credit required, auto loan provider. We are in the business of helping people find a car they really love. Let one of our representatives help you find your next quality used car in Mesa, Glendale, Phoenix, Tempe or Chandler, AZ.

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Buy Here Pay Here Used Cars in Mesa, Glendale, Tempe & Chandler
Credit Challenged ? Past Bankruptcy ? Foreclosure ? No Problem!

Rocky’s Auto Credit Can Help! Buy Here Pay Here Auto Financing is the easiest and most popular way to buy used cars and Re-build your Credit at Rocky's Auto Credit Serving Mesa, Glendale, Tempe & Chandler.With as little as $299* down payment and low monthly or semi-monthly payments, we can get you approved!!!

All You Need:

  • Last Two paycheck stub’s
  • 8 personal references
  • Piece of Mail with Current Address
  • Arizona State I.D. or Driver License

Super low rates (o.a.c), low down payments and low monthly payments (o.a.c).

We offer low mileage late model cars and trucks with low pricing, why buy from the big dealers when you can get low pricing, low mileage late model cars and trucks at Rocky’s Auto Credit. With super low financing (o.a.c.) with low down payments and low monthly payments (o.a.c.).

No matter what your credit situation, our specialists can help tailor a finance package to fit your needs. Our specialists experience with a wide variety of Banks, Credit Union’s and Military Financial Partner’s helps us provide financing for all credit levels. We are sure we have a vehicle and financing to fit your need’s and your budget.

We have 100’s of used cars at our dealerships in Mesa & Glendale to choose from.

If you’re looking for an inexpensive vehicle to purchase we offer Value priced vehicle’s between $1,995 - $6,995.

These cars offer a great value at a Wholesale Direct Price. These vehicles are the perfect way to get a great value car or truck with a no haggle price to fit your needs.

Value Features:

  • Fully Inspected Vehicles
  • Free 15 Day 500 Mile Limited Warranty
  • We do all the Title work for you and get your license plates (No standing in long lines and waiting)
  • We do emissions up front so no risk to you
  • All title’s are searched to ensure there is no lien’s (No risk of paying more than you think)
  • Free 45 day Temporary license plate while we take care of your title work

We invite you to browse our used car lot in Mesa or Glendale to find the perfect car for your needs and budget.

One More Reason Rocky’s is “The Car Buyers Best Friend”

*Tax, License and dealer fees will apply. (o.a.c.) on approved credit.

Contact Info

Rocky's Mesa
470 S. Alma School Road
Mesa, AZ 85210

Sales : (480) 964-3000
Rocky's Glendale
4434 W Glendale Ave
Glendale, AZ 85301

Sales : (623) 777-1909

Finance hours

8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM
8:30 AM - 5:30 PM


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Rocky's Auto Credit Locations
Cassandra’s Story: Lives at Home

Cassandra R of Phoenix AZ has bad credit, lives at home and works for a local Flower Shop, She only makes about $1300 a month. We looked at her entire situation and were happy to approve her.

What's Your Story?

Shannon’s Story: Previous Repossession

Shannon P had a previous car loan that resulted in her losing her car to repossession. Others dealers would not even talk to her, she explained the reason for the repo and were able to approve her on a great used car.

What's Your Story?