Finance Center

We Got You Covered

Getting a Quality Car

Are you ready to upgrade your ride and get in a car that you’ll truly enjoy driving? Great! Stop by Rocky’s Auto Credit in Mesa, Phoenix and Glendale Arizona today to learn more about our easy car financing, or simply fill out our online form to start your credit application. We can get you pre-approved for an auto loan in just a few minutes, even if you’re in need of bad credit loans in Arizona. It doesn’t matter if you have little to no credit, our finance department can get you pre-approved with as little as $500 down*. At our Phoenix, Glendale and Mesa auto finance centers, we are among the guaranteed car finance dealers who offer “No Credit/Bad Credit Financing” no-credit-required auto loans, also known as auto in-house financing. What is in-house financing for auto loans? It’s an easy car finance solution for credit-challenged car-buyers; instead of dealing with a third-party lender, you can take out a workable auto loan with Rocky’s Auto Credit and make your payments to the dealership. We offer flexible payment options and higher approval rates, so you can get behind the wheel of a reliable car as soon as possible. We are in the business of helping people find a car they really love with easy car finance that eliminates the guesswork and frustration. Allow one of our representatives to help you find your next quality used car in Mesa, Phoenix, or Glendale, AZ. Have questions about how Mesa auto finance works or the difference between financing with a dealership vs. bank before getting started? No problem! Contact us or check out our car-buying guide for more information.

Your First Choice in No Credit/Bad Credit Financing

Credit-Challenged? Past Bankruptcy? Foreclosure? No Problem!

Rocky’s Auto Credit can help! No Credit/Bad Credit Financing auto financing is one of the easiest car finance options and a popular way to buy used cars. At Rocky’s Auto Credit serving Phoenix and Glendale, our easy finance auto solutions can secure you as little as $500* down payment and low monthly or semi-monthly payments.


All You Need to Get Auto In-House Financing with Us:

– Last two paycheck stubs
– 5 personal references
– Piece of mail with current address
– Arizona state I.D. or driver’s license


Affordable payments and low down payments

We offer low mileage late model cars and trucks in Mesa, Phoenix, and Glendale, AZ with low pricing. Why buy from the big guaranteed car finance dealers when you can get low pricing, low mileage late model cars and trucks, and an easy car finance process at Rocky’s Auto Credit? With affordable financing (o.a.c.) with low down payments and low monthly payments (o.a.c.), we are here to help Tempe shoppers with all types of credit and financial situations. We’re even able to offer bad credit loans to Arizona drivers.

No matter your credit situation, our specialists can help tailor a finance package to fit your needs. Our specialists’ experience with a wide variety of banks, credit unions, and military financial partners helps us provide financing for all credit levels. We are sure we have a vehicle and financing to fit your needs and your budget.

We have hundreds of used cars at our dealerships in Mesa, Phoenix & Glendale to choose from.

These cars offer a great value at a Wholesale Direct Price and are the perfect way to get a great value car or truck with a no-haggle price to fit your needs.


Value Features:

– Fully Inspected Vehicles
– Free 4-month/4,000-Mile Limited Warranty
– We do all the title work for you and get your license plates (no standing in long lines and waiting)
– We do emissions up front so there’s no risk to you
– All titles are searched to ensure there are no liens (no risk of paying more than you think)
– Free 45-day temporary license plate while we take care of your title work

We invite you to browse our used car lot in Mesa or Glendale to find the perfect car for your needs and budget.

One More Reason Rocky’s Auto Credit is “The Car Buyer’s Best Friend”

*Tax, License and dealer fees will apply. (o.a.c.) on approved credit.


What Is No Credit/Bad Credit Financing?

Bad Credit? No Credit? We’ve got you covered at Rocky’s Auto Credit.

Are you in the market for a quality used car in Mesa & Glendale, but have bad credit, no credit, or a bankruptcy? There is no need to worry – Rocky’s Auto Credit in Mesa and Glendale, AZ is a No Credit/Bad Credit Financing auto loan provider and can get you approved in minutes. We will have you driving your new ride off the dealer lot that same day with as little as $500 down*.

Unlike other used car dealerships, we make buying a used car at Rocky’s simple and hassle-free. You buy here and pay here, that’s it! We will finance your car instead of farming the loan out for you to pay someone else. It is a fast, efficient, easy auto loan solution – no credit check needed.

Rocky’s Auto Credit can get you financed with a low-interest rate on the best-priced vehicle you desire. We have an extremely large network of guaranteed car finance dealers that will work with you and concentrate on your current situation, not your past credit history. With so many dealerships to choose from and all the different car brands available for sale or lease, you will have many choices of vehicles that will match your payment options.

We are constantly adding to our inventory, so no matter what you’re looking for, we know we have something that is right for you. From available luxury models like BMW and Mercedes-Benz to well-equipped, long-lasting options from Toyota and Honda and everything in between, there’s something for every type of driver at Rocky’s Auto Credit.

Our Glendale, Phoenix and Mesa auto finance centers have a flexible auto loan support system that can get you financed fast and behind the wheel of your dream car! Whether you are looking to lease or purchase, you can get started building your credit score today with our help. We look forward to meeting you soon at Rocky’s Auto Credit in Mesa, Phoenix, or Glendale, AZ!

*with approved credit


Fill out our short form in seconds.
We offer used cars for sale to people that are credit impaired, have low income, or no credit at all. Our loan application process is quick, free, and completely secure with no obligation!


Skip to content