How it Works

How it Works At Rocky's

How No Credit/Bad Credit Financing AZ Works at Our Used Car Dealership in Mesa & Glendale

We Want to Help You Find the Perfect Vehicle

When you visit one of our dealership locations, you’ll instantly be impressed by the level of customer service that we offer. We truly care about each and every one of our customers and we want to help you find the right vehicle at the right price. Whether you need a dependable ride for your Phoenix commute or something spacious for your growing Glendale family, we’ve got exactly what you’re looking for.

Combine that with our straightforward car-buying process and it’s easy to see why shoppers continually keep coming back to us. Not only do we offer no credit checks when you’re browsing through our inventory, but we also provide “buy here, pay here” options. Not sure how “buy here, pay here” works at Rocky’s Auto Credit? We’ve got you covered! Learn how “buy here, pay here” works today when you visit our dealership.


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2011 Toyota Camry
119,216 miles

2015 Chevrolet Traverse LS
96,588 miles

2016 Jeep Patriot Sport
67,628 miles

2015 GMC Acadia SLE
72,257 miles

2015 Chrysler 200 Limited
98,556 miles

How No Credit/Bad Credit Financing Works at Rocky's Auto Credit

One of the main reasons why Tempe car buyers love us is because of our flexibility. If you don’t want to make payments on a vehicle, consider buying your next ride outright with cash. We have many vehicles for you to choose from so that you can leave our showroom without incurring any additional debt.

On the other hand, we understand some shoppers might need to get financing. If that’s the case, there’s no need to worry! Whatever your credit history, our “buy here, pay here” dealership makes it easy for you to get financing. When you “buy here, pay here” it simply means the transaction will happen on-site at our dealership. With that being said, here’s what we’ll need if you want to “buy here, pay here” at our dealership:

  • Proof of employment
  • Proof of residency
  • Few references
  • As little as $499 down
  • Arizona ID’s/Foreign driver’s licenses

As long as you have these following items, we can help you secure a no-credit-check approval to get behind the wheel of your next ride. If you want to learn more about what the “buy here, pay here” process entails, be sure to check out our “buy here, pay here” guide!

Start Shopping Today

If you’re ready to enjoy a straightforward car-buying processes around, give us a visit at one of our Rocky’s Auto Credit locations. We’ve helped many of our customers in the Phoenix area and beyond find the perfect vehicle for their needs. To get started today, you can contact us online!

We offer used cars for sale to people that are credit impaired, have low income, or no credit at all. Our loan application process is quick, free, and completely secure with no obligation!


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