Skip to content
How it Works

How Buy Here Pay Here Financing Works at Rocky’s Auto Credit

At Rocky’s Auto Credit, we make it easy for you to buy the perfect vehicle without the hassle. Whether you’re looking for a reliable used car for your daily commute or a spacious ride for your family, we’re here to help you find exactly what you need. We’re proud to offer a straightforward Buy Here Pay Here process that allows us to work directly with you to secure flexible financing for all credit types.

Get Pre-Approved Now!
I agree to Dealer Privacy Policy and Terms of Use. I consent to be contacted via telephone, email and texts. Standard rates may apply and you can opt out at any time.
2013 Chrysler 300
$14,995
2013
97,172 miles
07795A
2014 Ford Edge SEL
$13,995
2014
104,088 miles
55668A
2019 Chrysler 300 Limited
$21,995
2019
87,524 miles
610889
2016 Kia Soul Base
$13,495
2016
80,116 miles
876191

Discover How Our Simple Buy Here Pay Here Process Works

When you choose Rocky’s Auto Credit, the process couldn’t be easier! Here’s how it works:

Browse Our Inventory

Explore a wide selection of affordable used cars that meet your needs.

No Credit Checks

We offer no credit checks during your browsing experience.

Buy Here, Pay Here

Once you’ve selected your vehicle, financing is done directly on-site at our dealership, making the process quick and seamless.

How Does Financing Work with No Credit/Bad Credit at Rocky’s Auto Credit?

At Rocky’s Auto Credit, we understand that life happens, and we’re here to help you get into the car you need, regardless of your credit history. Our Buy Here Pay Here financing makes it easy to secure a vehicle with little-to-no credit check. Here’s what you’ll need to get started:

Proof of Employment

Proof of Residency

Few Personal References

Down Payment as Low as $499

Arizona ID/Foreign Driver’s License

Whether you’re looking to purchase outright with cash or need financing, we have options that suit your budget and needs.

Why Choose Buy Here Pay Here at Rocky’s Auto Credit?

There are many reasons why our Buy Here Pay Here process works so well for Mesa, Phoenix, and Glendale shoppers:

No Credit Checks – We believe in giving everyone a chance, no matter their credit history.

Flexible Financing – We tailor financing to fit your budget, with low down payments and affordable monthly terms.

On-Site Financing – The entire process happens at our dealership, streamlining the approval and paperwork.

Easy Vehicle Purchase – Drive off the lot with confidence, knowing you’ve found a car that suits your needs and your budget.

Ready to Get Started?

The Buy Here Pay Here process at Rocky’s Auto Credit is simple, fast, and designed to work for you. Visit our dealership locations in Phoenix, Mesa, or Glendale, and let’s find the perfect car for you today! 

Visit one of our convenient locations today and let us help you find the perfect vehicle.