Buy Here Pay Here Dealership
Used Cars for Sale in Phoenix, Mesa & Glendale
At Rocky’s Auto Credit, we make car buying simple, affordable, and stress-free. As one of the best car dealerships in Phoenix, we specialize in helping customers with bad credit, no credit, and even past repos get the reliable used cars they need. Whether you’re looking for buy here pay here car lots, used car dealerships, or flexible car financing near you, we’ve got you covered at our Mesa, Glendale, and Phoenix locations!
Our in-house financing means you can skip the hassle of banks and get approved on the spot—even with as little as $500 down. With a wide selection of affordable used cars and pre-owned SUVs, we make it easy to find a vehicle that fits your budget and lifestyle.
Ready to get started? Explore our inventory today and drive home in a car you love!
Popular Makes
Rocky's Happy Customers
Leo Robinson2023-12-11 Lizbeth was a pleasure to work with so was Jason! Todd Peat2023-12-11 They were great and fast and very accommodating. Liz V. Was great!!! Wendy Ferrie2023-12-10 Fantastic. I'm so appreciative of the service I've received today. Lizbeth has been amazing with her customer service and Jason is a great help as well. Thank y'all so very much. I truly can't thank y'all enough!! Brandi Maxwell2023-12-09 They got me approved after a repo in about an hour! Thanks Liz and Jason William Wright Jr2023-12-04 OMG Lizz is the best what a great deal on my Cadillac I'm glad I came today. My new family is right here at Rocky's Ask for lizz Lizz is the buis Thank you Jason for making it possible J Mosher2023-12-02 Tony and all the people were great Rogderick Begay2023-12-02 We got approved right away and the cars were ready to go. Really liked the experience here. Teiquay Smith2023-12-02 Go to Rocky’s ask for Liz she is amazing I love her customer serviceGoogle rating score: 4.3 of 5, based on 623 reviews
Affordable Used Cars in Phoenix, Mesa & Glendale
Find affordable used cars that fit your budget at Rocky’s Auto Credit. We offer a variety of reliable used cars in Glendale, Mesa & Phoenix, with financing options tailored to your needs.


No Credit & Bad Credit Car Loans Available
Need a car but worried about your credit? Our bad credit car loans in Phoenix, Mesa & Glendale make car ownership possible—no matter your financial situation.
Rocky's Offers
Warranty
Each vehicle comes with a FREE 4 Month/4,000 Mi Warranty on engine, transmission and transaxle.
Get Approved
Down Payments as low as $500* on any of our used cars. Get Pre-Approved Today!
Make a Payment
View your account history, including the date paid, the amount paid and the payment method.
No Credit / Bad Credit Financing
Credit challenged? Past bankruptcy? Foreclosure? No problem! With as little as $500* down payment and low monthly or semi-monthly payments, we can get anyone approved!
Contact Us
- Rocky’s Mesa: (480)964-3000
- Rocky’s Glendale: (623)777-1909
- Rocky’s Phoenix: (602)262-2082
Trade In Your Car & Upgrade Today
Looking to trade in your current vehicle? We offer trade-in car deals in Phoenix that help lower your down payment and get you into a newer, more reliable car fast.
Why Choose Rocky’s Auto Credit?
- Buy here pay here Glendale, Mesa & Phoenix – We finance in-house!
- $500 down dealership – Affordable payment options available.
- Car dealerships that work with repos – Get approved, even with past repossessions.
Rocky's Locations
*Tax, License and dealer fees will apply. (o.a.c.) on approved credit.