Financing

Easy Car Finance Solutions Rocky's Auto Credit

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Your First Choice in No Credit/Bad Credit Financing

Credit-Challenged? Past Bankruptcy? Foreclosure? No Problem!
Rocky’s Auto Credit can help! No Credit/Bad Credit Financing auto financing is one of the easiest car finance options and a popular way to buy used cars and re-build your credit. At Rocky’s Auto Credit serving Phoenix, Mesa, and Glendale, our easy finance auto solutions can secure you as little as $500* down payment and low monthly or semi-monthly payments.

All You Need to Get Auto In-House Financing with Us:

  • Last two paycheck stubs
  • 5 personal references
  • Piece of mail with current address
  • Arizona state I.D. or driver’s license

*Tax, License and dealer fees will apply. (o.a.c.) on approved credit.

*Tax, License and dealer fees will apply. (o.a.c.) on approved credit.

What Makes Our Dealership Special

One More Reason Rocky’s Auto Credit is “The Car Buyers Best Friend”

We offer low mileage late model cars and trucks in Mesa, Phoenix, and Glendale, AZ with low pricing. Why buy from the big guaranteed car finance dealers when you can get low pricing, low mileage late model cars and trucks, and an easy car finance process at Rocky’s Auto Credit? Affordable financing with low down payments and low monthly payments (o.a.c.), we are here to help Mesa, Phoenix, and Glendale shoppers with all types of credit and financial situations. We’re even able to offer bad credit loans to Arizona drivers.

No matter your credit situation, our specialists can help tailor a finance package to fit your needs. Our specialists’ experience with a wide variety of banks, credit unions, and military financial partners helps us provide financing for all credit levels. We are sure we have a vehicle and financing to fit your needs and your budget.

We have hundreds of used cars at our dealerships in Mesa, Phoenix, and Glendale to choose from.

make sure to fill out everything on the form above!

How it Works

Submit Form

Fill in the form above with your information and securely transmit your information to the finance team.

Get Approved​

A team member will guide you through the process of getting approved with BHPH financing

Pick the Car for You

Rocky’s offers a free 15 day/500 mile limited warranty on all vehicles sold

What Is No Credit /Bad Credit Financing?

Bad Credit? No Credit? We’ve got you covered at Rocky’s Auto Credit.

Are you in the market for a quality used car in Mesa, Phoenix, and Glendale, but have bad credit, no credit, or a bankruptcy? There is no need to worry – Rocky’s Auto Credit in Mesa, Phoenix and Glendale, AZ is a No Credit/Bad Credit Financing auto loan provider and can get you approved in minutes. We will have you driving your new ride off the dealer lot that same day with as little as $999 down. Unlike other used car dealerships, we make buying a used car at Rocky’s simple and hassle-free. You buy here and pay here, that’s it! We will finance your car instead of farming the loan out for you to pay someone else. It is a fast, efficient, easy auto loan solution – no credit check needed. Rocky’s Auto Credit can get you financed with a low-interest rate on the best-priced vehicle you desire. We have an extremely large network of guaranteed car finance dealers that will work with you and concentrate on your current situation, not your past credit history. With so many dealerships to choose from and all the different car brands available for sale or lease, you will have many choices of vehicles that will match your payment options. We are constantly adding to our inventory, so no matter what you’re looking for, we know we have something that is right for you. From available luxury models like BMW and Mercedes-Benz to well-equipped, long-lasting options from Toyota and Honda and everything in between, there’s something for every type of driver at Rocky’s Auto Credit. Our Glendale and Mesa auto finance centers have a flexible auto loan support system that can get you financed fast and behind the wheel of your dream car! Whether you are looking to lease or purchase, you can get started building your credit score today with our help. We look forward to meeting you soon at Rocky’s Auto Credit in Mesa, Phoenix,  or Glendale, AZ!

We offer used cars for sale to people that are credit impaired, have low income, or no credit at all. Our loan application process is quick, free, and completely secure with no obligation!

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