Welcome to Rocky's Auto Credit

About Us

Rocky’s Auto Credit is a Used Car Dealership with two locations in Phoenix, AZ. Our first Rocky’s Auto Credit in Mesa, AZ opening in 2013 and just two years later we opened a Rocky’s Auto Credit in Glendale, AZ. Then our Phoenix, AZ location launched October of 2023! We offer used cars for sale to people that are credit impaired, have low income, or no credit at all. Our loan application process is quick, free, and completely secure with no obligation!

We are one of the largest used car dealerships in the Phoenix metroplex and our auto loan professionals can get you approved in no time. No matter if you have good credit, bad credit, no credit, or even bankruptcies, we can help you find the best auto loan to fit your needs at the lowest interest rate, guaranteed!

Our finance team has over 20 years of experience and is here to help you and your family find the right car at the right price. Traditional car dealerships just don’t have the ability to help the way that we can. If you have bad credit or if you have had difficulty acquiring an auto loan in the past, let our team of professionals help you get approved and driving down the road today!

It doesn’t matter to us if you have no credit, filed bankruptcy, have been repossessed, evicted, have had a foreclosure, collections, late payments, or any other financial setback. Just take a minute to fill out this quick loan application and we will have you driving down the road in a quality car from Rocky’s Auto Credit today! Do not wait to start rebuilding your credit. Let our auto loan professionals get you started by giving us a call or by filling out this quick contact us form and we will see you at one of our two Rocky’s Auto Credits in Phoenix, AZ.

Why Choose Rocky’s Auto Credit Over Other Mesa Car Dealerships?

Experience a stress-free car shopping process at Rocky’s Auto Credit, unlike any other used car dealerships in Arizona. When you explore our inventory, you’ll find a selection of the highest quality pre-owned vehicles chosen for our customers. Get started on building your credit score and driving a reliable and affordable car today! The Rocky’s Auto Sales team will help you with all of your auto finance and vehicle needs. With any questions you have before working with the Rocky’s Auto Sales team, please contact us to start a conversation!

Affordable Used Cars in Mesa, Phoenix, and Glendale, AZ

Whether you search for “rocky auto,” “auto rocky,” “rocky car,” or some other variation, it will all lead you to the same place – Rocky’s Auto Credit! When you’re led to our used car dealership in Arizona, you’ll be met with a comprehensive selection of affordable vehicles. We stock just about any make or model you could hope for, including luxury options like Lexus and Acura, ultra-reliable options from Honda and Toyota, and versatile vehicles from ChevyFord, and more.


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Apply for No Credit/Bad Credit Financing in Phoenix, Glendale, & Mesa, AZ

When you choose to work with Rocky’s Auto Sales, the car loan application process is quick, free, and completely secure with no obligation. We can get you approved for No Credit/Bad Credit Financing in Mesa, AZ and the surrounding area no matter what your credit score is. If you have good credit, bad credit, no credit, or even bankruptcies, the friendly faces in our finance center are here to help. Once you secure used car financing with us, we offer multiple car payment options to keep things convenient for you. Whether you prefer auto-payments or to send your payment by mail, we can work with you!

Rocky’s Auto Credit in Mesa, AZ, Phoenix, AZ, and Rocky’s Auto Credit in Glendale, AZ are both staffed with trusted experts that are experienced in helping people attain car loans with all credit types. Traditional used vehicle dealers just don’t have the ability to work with as many lenders as we can. Our team of financing experts knows exactly how to pair the right vehicle with your budget and financial situation. If you have gone through a bad credit problem or have had difficulty acquiring an auto loan in the past, then we’re the people you need to talk to today.

Explore our inventory online before visiting us for a test drive!

Secure your purchase with our “Peace of Mind” warranty good for 4 months/4,000 Mile *see dealer for complete details 

Down Payments as low as $500 on any of our used cars. Get Pre-Approved Today!

View your account history, including the date paid, the amount paid and the payment method.

Your Source for Used Cars

Here at Rocky’s Auto Credit in AZ we specialize in no credit auto financing and a simple buy here, pay here process. Our mission is to provide the highest standard of customer service and excellence. We can qualify you for an in-house auto loan in mere minutes. Just fill out this quick contact us form and someone will get back to you shortly. Check out our used cars and let us know if you have any questions. We look forward to seeing you soon at Rocky’s Auto Credit!

Bad credit Auto financing

If you are looking to obtain a low mileage, high quality used car, truck, SUV, crossover, or minivan then Rocky’s Auto Credit in Phoenix is your answer. Rocky’s Auto Credit No Credit/Bad Credit Financing Programs will meet all consumer needs, giving Arizona drivers the ability to attain an auto loan even though they have bad credit, no credit or problem credit. Rocky’s Auto Credit in Arizona will get you approved for auto financing before you start car shopping. You will feel empowered and confident while you shop for your desired vehicle, knowing you have a guaranteed amount of money, will feel just like shopping with cash. With a wide selection of vehicles to choose from. If you do not see what it is you are looking for, just let us know and we will try to find it for you. Rocky’s Auto Credit serving AZ can get you financed for an auto loan whether your credit is bad or if you do not have established credit. The online loan application and approval process at Rocky’s Auto Credit are secure, stress-free and quick, with a loan approval decision made in a matter of minutes. Whether you have good credit, low credit, no credit or bad credit, auto financing at Rocky’s Auto Credit is always a simple process. Once you have been approved for your low-interest rate auto loan, you can start car shopping!

No Credit Auto financing

Rocky’s Auto Credit serving Phoenix is determined to satisfy your automobile desires by connecting you to the right automobile and approving you for car financing. With the best prices on all automobile brands of all makes and models with complete auto warranties available to match your preferred and many other automobile brands, you will have plenty of car models to choose from. We encourage all Phoenix residents to stop by Rocky’s Auto Credit today and experience our quality service! Do not let bad credit stand in the way of purchasing your next automobile! Rocky’s Auto Credit in Arizona can take care of your auto financing process and get you approved for a car loan so you can enjoy the pleasurable experience of shopping for your dream car, sedan, truck, SUV, minivan, performance car, luxury car, off-road vehicle, sedan or sports car.

We offer used cars for sale to people that are credit impaired, have low income, or no credit at all. Our loan application process is quick, free, and completely secure with no obligation!


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