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Financing

Bad Credit & No Credit Auto Loans Near You -
Buy Here Pay Here Financing

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At Rocky’s Auto Credit, we believe everyone deserves reliable transportation, regardless of credit history. Whether you have bad credit, no credit, past bankruptcies, or repos, our buy here pay here car lots in Mesa, Phoenix & Glendale make it easy to get behind the wheel. With flexible car financing and as little as $500 down, we help you secure a loan that fits your budget.

What You Need to Get Approved

Getting approved is simple! To qualify for in-house financing, bring the following:

  • Last two paycheck stubs
  • Arizona state I.D. or driver’s license
  • Proof of address (recent piece of mail)
  • Five personal references

Tax, license, and dealer fees apply on approved credit.

Why Choose Rocky’s Auto Credit for Financing?

We make the car-buying process easy with our hassle-free financing and top-tier customer service. Here’s why customers trust Rocky’s Auto Credit for their auto financing needs:

  • Fully inspected vehicles – Quality and reliability guaranteed
  • Free 4-month/4,000-mile limited warranty (+ optional 3-year/36,000-mile service contract)
  • We handle all title work – No DMV hassle!
  • Affordable financing options – Low down payments and low monthly payments!

Affordable Used Cars with Low Down Payments

Looking for affordable used cars in Phoenix, Mesa & Glendale? We offer a wide selection of low-mileage, late-model vehicles with low pricing and flexible financing. Unlike big-box dealerships, we focus on customer-friendly financing solutions that work for your budget.

  • Locations in Phoenix, Mesa & Glendale
  • Buy here pay here financing – No credit, bad credit, no problem!
  • Low down payments & flexible monthly terms

 

Get Started with Easy Auto Financing Today!

No matter your credit situation, we’ll help you find a financing solution that works for you. Our team works with banks, credit unions, and military financial partners to offer bad credit auto loans near you in Glendale, Mesa & Phoenix.

  • Fast approvals & drive home today!

make sure to fill out everything on the form above!

How to Apply For Financing at Rocky’s Auto Credit

Submit Form

Fill in the form above with your information and securely transmit your information to the finance team.

Get Approved

A team member will guide you through the process of getting approved with BHPH financing.

Pick the Car for You

Rocky’s offers a free 4 month / 4,000 mile limited warranty on all vehicles sold.

What Is No Credit/ Bad Credit Financing?

Bad Credit? No Credit? We’ve got you covered at Rocky’s Auto Credit.

 

Are you in the market for a quality used car in Mesa, Phoenix, and Glendale, but have bad credit, no credit, or a bankruptcy? There is no need to worry – Rocky’s Auto Credit in Mesa, Phoenix and Glendale, AZ is a No Credit/Bad Credit Financing auto loan provider and can get you approved in minutes. 

 

We will have you driving your new ride off the dealer lot that same day with as little as $999 down. Unlike other used car dealerships, we make buying a used car at Rocky’s simple and hassle-free. You buy here and pay here, that’s it! We will finance your car instead of farming the loan out for you to pay someone else. It is a fast, efficient, easy auto loan solution – no credit check needed. Rocky’s Auto Credit can get you financed with a low-interest rate on the best-priced vehicle you desire. We have an extremely large network of guaranteed car finance dealers that will work with you and concentrate on your current situation, not your past credit history. 

 

With so many dealerships to choose from and all the different car brands available for sale or lease, you will have many choices of vehicles that will match your payment options. We are constantly adding to our inventory, so no matter what you’re looking for, we know we have something that is right for you. From available luxury models like BMW and Mercedes-Benz to well-equipped, long-lasting options from Toyota and Honda and everything in between, there’s something for every type of driver at Rocky’s Auto Credit. 

 

Our Glendale and Mesa auto finance centers have a flexible auto loan support system that can get you financed fast and behind the wheel of your dream car! Whether you are looking to lease or purchase, you can get started building your credit score today with our help. We look forward to meeting you soon at Rocky’s Auto Credit in Mesa, Phoenix, or Glendale, AZ!